Financial Performance

Financial Performance

2016

2017

Q3-2018

Total Asset ( KHR'Million)

47,841

49,624

62,954

Total Equity (KHR'Million)

10,116

10,487

11,726

Net Profit (loss) after taxes (KHR'000)

416,100

370,354

1,255,548

Debt-to-Equity Ratio

      3.00

3.2 3.6

Capital Adequacy Ratio

22.31%

20.54% 16.73%

Net Open Position Ratio

10.73%

17.04% 19.27%

Risk Coverage Ratio

    75.08%

75.20% 127.24%

Loan Yield

45.34%

34.5%

31.55%

Financial Expense Ratio

9.86%

8.8%

8.75%

Operating Expense Ratio

33.20%

25.8%

18.06%

Provision Expense Ratio

2.38%

2.5%

1.99%

Operational Self-sufficiency

103.4% 93.20% 111.44%

Return on Assets

0.9% 0.76% 2.23%

Return on Equity

4.6% 3.60% 11.31%