Partner Profile

CHUM Malin, 26 Year-Old, Grocery Seller and Carpenter

Malin is married and has one child she is a grocery seller and her husband is a carpenter. In addition to her business,

she also supports her husband carving wooden statues, another source of family income. With a smile on her face, Malin said that  “ We are happy with loan from Chamroeun which gives us an opportunity to buy more wood to carve and sell the statue. After getting married, we started these businesses, and they help us improve our family condition. It is much better than the working life in garment factory as I have more assets and less concern on our expenses each month”. 

With the latest loan of KHR 1.8 Million, Malin is able to increase her productivity of carving wooden statues. Chamroeun, therefore, appreciates to see the improvements in this talented couple who believes in investing and setting up dual businesses. They have continually improved their standard of living and maintain an ambitious outlook to continue growing these businesses.

“We plan to buy a shop in the market for selling our wooden statues, and in doing so, we will need additional support from Chamroeun, too, particularly in terms of finance.” Malin said.


SIM Ou, 44 Year-Old, Food and  Smoked Fish Seller

What was impressive  about Ou’s experience with Chamroeun is her and her husband’s flexibility and seasonal business engagement.

“ I started borrowing my 1st loan of KHR 400,000 equivalent to USD 100 with Chamroeun to start my smoked fish business. That is our core business during water rising period, so my husband does his fishing and also buys fish from other fishermen to do the smoked fish “ said by Ou.

This business has a strong market based on increasing  demand from the people in the area and in Phnom Penh. During the water shortage period, the fishing production is low, so while her husband keeps doing his fishing and selling raw fish, Ou shifts from smoked fish production to selling food and drinks. Ou mentioned that  “We cannot depend only on one source of income to support this family as I have 4 children to feed who are mostly still in school, and we have only one son who is currently being employed by a factory. Therefore, I have to start this business, selling food and drinks, to support this family”.

What she has noticed after getting a loan from Chamroeun is that her family situation has improved. She used to live by the creek, but has now managed  to build a new house in the village as well as and purchase a few pieces of land which she will give to her children after they get married. Chamroeun is delighted to see the improvement of her livelihood and continues supporting her and her family with the latest loan amount of KHR 3 Million equal to USD 750.



Burdening as Breadwinner 

PO Thyda, 42 years old, Boiled Corn Seller

Burdening of a whole family and struggling to raise children fall to her. Working alone does not enough to support this family.

Thyda is a mother of three daughters. After her husband passed away all burdened of the family fall to her. ”That is not easy to support the whole family alone since I need to act as both father and mother for my three daughters after my husband passed away. “ Thyda said.

The income from working as a garment factory worker is not enough to support her family whilst spending for children to attend school and daily expenses. “I could earn only 3USD per day from working, and if I chose to work overtime it could end-up with 4USD. But I could not leave my children stay at home by themselves”.

Since the salary is not enough for the family’s expenses, Thyda found a new opportunity and shifted to start a small business by selling boiled corns for tourists and passengers along the national road near Wat Kean Svay Krau. “I made a right decision to started this business as now I could earn from 7-10$ from selling boiled corns and my family’s living condition has improved” Thyda said. “Also thanks Chamroeun for providing me a loan to start this business”.


Investment in Technology Increases Productivity

Koem Srien, 41 years old, Scarf Weaver

Seeing the opportunity to increase productivity, Koem Srien has decided to invest in machinery for her scarf weaver to make enough supply for the demand from her customers.

Koem Srien has one daughter and one son. She started a business selling woven scarf, following a family tradition.  “I started this business following in the footsteps of my family; it is a traditional craft in this area,” she said.

Koem Srien has been able to grow her business by investing in machinery to assist in the weaving process. This machinery has dramatically affected her productivity - she has gone from making one or two scarves per day to six or seven scarves per day.  This has increased the income generated by her family.

Also, if she chooses to enter into additional loan cycles, she is allowed to borrow more money to help her further improve her business.

The future is bright for Koem Srien and her family “We hope to be able to grow our business and increase its productivity in the short term to respond to the demands of the market. It is my wish that my children are able to attain a high level of education,” she said.


A Return to Traditional Family Life

Kham Tauch, 47 years old, Silk Weaver

After a hard experienced of working in a garment factory, she decided to return back to her family’s traditional handicraft and needed support to start up.

Tauch was born in Koh Dach, silk weaving area in the out-skirts of Phnom Penh. Tauch is married and has three children.

She was experience working in a garment factory; however the salary was too low for her to be able to support her family so she decided to take over her family’s traditional silk weaving business. She had strong weaving skills which she learned from her parents.

When she first returned to the family business, she had limited materials and resources to maintain her business – this slowed down her productivity and she was not able to make many scarves.

By taking a loan with Chamroeun she was able to invest in her business to make it stronger. Now she can produce more as she has enough money to purchase silk from suppliers. “Running my own business is much better than working in a garment factory for me and my family. I have been able to generate more income and now have enough time spending with my family.  “Thanks Chamroeun for given me capital to build up a better craft,” Tauch said.