Financial Performance

Financial Performance

2016

2017

2018

Q1-2019

Total Assets (KHR' Million)

47,714 49,624 67,568 75,260

Total Equity (KHR'Million)

10,117 10,487 12,290 16,197

Net Profit/Loss after taxes (KHR'Million)

416,100 370,354 1,820,067 854,785

Debt-to-Equity Ratio

3.00 3.2 3.72 3.05

Capital Adequacy Ratio

22.31% 20.54% 15.58% 18.01%

Net Open Position Ratio

10.73% 17.04% 40.16% -15.56%

Risk Coverage Ratio

75.08% 75.20% 140.43% 153.64%

Loan Yield

46.51% 34.50% 32.82% 32.47%

Finance Expense Ratio

10.81% 8.75 8.38% 7.96%

Operating Expense Ratio

31.09% 25.80%  18.38% 17.56%

Provision Expense Ratio

2.79% 2.51% 1.83% 0.79%

Operational Self-sufficiency

103.40% 93.20% 112.14% 121.18%

Return on Assets

0.90% 0.76% 3.11% 1.27%

Return Equity

4.60%  3.60%  15.99%  7.12%