Financial Performance
|
Financial Performance |
2014 |
2015 |
2016 |
2017 |
Q2-2018 |
|
Total Asset ( KHR'Million) |
40,086 |
48,381 |
47,841 |
49,624 |
61,585 |
|
Total Equity (KHR'Million) |
8,400 |
7,894 |
10,116 |
10,487 |
10,802 |
|
Net Profit (loss) after taxes (KHR'000) |
(554,944) |
(505,724) |
416,100 |
370,354 |
332,059 |
|
Debt-to-Equity Ratio |
3.11 | 3.93 |
3.00 |
3.2 | 3.8 |
|
Capital Adequacy Ratio |
20.90% | 16.95% |
22.31% |
20.54% | 17.08% |
|
Net Open Position Ratio |
19.22% | 18.78% |
10.73% |
17.04% | 19.08% |
|
Risk Coverage Ratio |
85.14% | 77.35% |
75.08% |
75.20% | 122.92% |
|
Loan Yield |
47.11% |
43.07% |
45.34% |
34.5% |
30.05% |
|
Financial Expense Ratio |
7.13% |
8.16% |
9.86% |
8.8% |
8.42% |
|
Operating Expense Ratio |
37.39% |
35.75% |
33.20% |
25.8% |
18.84% |
|
Provision Expense Ratio |
0.20% |
0.57% |
2.38% |
2.5% |
2.5% |
|
Operational Self-sufficiency |
96.06% | 97.3% | 103.4% | 93.20% | 105% |
|
Return on Assets |
(1.6%) | (1.1%) | 0.9% | 0.76% | 0.60% |
|
Return on Equity |
(7.2%) | (6.2%) | 4.6% | 3.60% | 3.12% |
