Financial Performance

Financial Performance

2016

2017

2018

Total Assets (KHR' Million)

47,714 49,624 67,568

Total Equity (KHR'Million)

10,117 10,487 12,290

Net Profit/Loss after taxes (KHR'Million)

416,100 370,354 1,820,067

Debt-to-Equity Ratio

3.00 3.2 3.72

Capital Adequacy Ratio

22.31% 20.54% 15.58%

Net Open Position Ratio

10.73% 17.04% 40.16%

Risk Coverage Ratio

75.08% 75.20% 140.43%

Loan Yield

46.51% 34.50% 32.82%

Operating Expense Ratio

31.09% 25.80%  18.38%

Operational Self-sufficiency

103.40% 93.20% 112.14%

Return on Assets

0.90% 0.76% 3.11%

Return Equity

4.60%  3.60%  15.99%