Financial Performance

Financial Performance

2017

2018

2019

Total Assets (KHR'Million)

49,494 68,224 106,242

Total Equity (KHR'Million)

10,470 12,080 19,865

Net Profit (loss) after taxes (KHR'Million)

354 1,902 4,732

Debt-to-Equity Ratio

3.20 3.86 3.89

Capital Adequacy Ratio

21.31% 16.84% 19.15%

Net Open Position Ratio

16.46% 14.65% -17.84%

Risk Coverage Ratio

75.20% 78.27% 75.80%

Loan Yield

34.50% 30.96% 30.16%

Financial Expense Ratio

8.75% 8.30% 6.79%

Operating Expense Ratio

25.81%  18.28% 15.09%

Provision Expense Ratio

2.51% 0.68% 0.31%

Operational Self-Sufficiency

93.09% 113.43% 126.78%

Return on Assets

0.73% 3.09% 5.45%

Return on Equity

3.44%  17.10%  27.48%