Financial Performance

Financial Performance

2018

2019

2020

Total Assets (KHR'Million)

68,224 106,242 167,077

Total Equity (KHR'Million)

12,080 19,865  42,347

Net Profit (loss) after taxes (KHR'Million)

1,902 4,732  3,888

Debt-to-Equity Ratio

3.86 3.89  2.76

Capital Adequacy Ratio

16.84% 19.15%  30.90%

Net Open Position Ratio

-10.60% 17.84%  9.72%

Loan Yield

30.96% 30.16%  27.77%

Financial Expense Ratio

8.30% 6.79%  6.90%

Operating Expense Ratio

18.28%  15.09%  15.27%

Provision Expense Ratio

0.68% 0.31%  0.99%

Operational Self-Sufficiency

113.43% 126.78%  115.02%

Return on Assets

3.09% 5.45%  2.96%

Return on Equity

17.10%  28.81%  15.29%