Partner Profile

CHUM Malin, grocery seller

Malin is married and has one child.  She is a grocery seller and her husband is a carpenter. In addition to her trading business,

she also supports her husband in carving wooden statues, another source of family income. With a smile on her face, Malin tells us: “ We are happy with the loan from Chamroeun which gives us an opportunity to buy more wood, which we then carve and sell as statues. After getting married, we started these businesses, and they have helped us improve our family conditions. It is much better than the working conditions in garment factories as I have more assets and less worries about our expenses each month”. 

With the latest loan of KHR 1.8 Million, Malin was able to increase her production carving wooden statues. Chamroeun was encouraged to see the improvements in this talented couple who believes in taking risks but also diversifying their investments and businesses. They have continually improved their standard of living and maintain an ambitious outlook to continue growing these businesses.

“We plan to buy a shop in the market to sell our wooden statues, and in doing so, we will need additional support from Chamroeun, particularly in terms of finance.” Malin said.


SIM Ou, Food and  Smoked Fish Seller

What is impressive  about Ou’s experience with Chamroeun is her and her husband’s flexibility and seasonal business engagement.

“ I started borrowing my 1st loan of KHR 400,000 equivalent to USD 100 with Chamroeun to start my smoked fish business. That is our core business during the water rising period, so my husband does his fishing and also buys fish from other fishermen to do the smoked fish “ said Ou.

This business has a strong market potential due to increasing demand from people in the area, and in Phnom Penh. During the water shortage period, the fishing production is low, so while her husband keeps doing his fishing and selling raw fish, Ou shifts from smoked fish production to selling food and drinks. Ou explained that  “We cannot depend only on one source of income to support this family as I have 4 children to feed who are mostly still in school. We have only one son who is currently being employed in a factory. Therefore, I have to start this additional business, selling food and drinks, to support this family”.

She was happy to see that after getting a loan from Chamroeun to diversify her business. that her family situation has improved. She used to live by the creek, but has now managed  to build a new house in the village as well as purchase a few pieces of land which she will give to her children after they get married. Chamroeun is delighted to see the improvements in her businesses and continues supporting her and her family with the latest loan amount of KHR 3 Million equal to USD 750.



The burden of a Breadwinner 

PO Thyda, Boiled Corn Seller

Thyda is a mother of three daughters. After her husband passed away, the burden of looking after the whole family fell on her. ”It is not easy to support the whole family alone since I need to act as both father and mother for my three daughters after my husband passed away. “ Thyda said.

The income received from working as a garment factory worker was not enough to support her family, daily expenses, sending  of her children to school, etc. “I could earn only 3USD per day from working in the factory, 4USD if I chose to work overtime. But a problem was that  I could not leave my children at home by themselves”.

Since the salary was not enough to cover her family’s expenses, Thyda decided to start a small business selling boiled corn for tourists and passengers along the national road near Wat Kean Svay Krau. “I made the right decision in starting this business as now I can earn from 7-10$ per day from selling boiled corns and my family’s living condition has improved” Thyda said. “Thank you Chamroeun for providing me a loan to start this business”.


Investment in Technology Increases Productivity

Koem Srien, Scarf Weaver

Seeing an opportunity to increase productivity, Koem Srien decided to invest in machinery for her scarf weaving.

Koem Srien has one daughter and one son. She started a business selling woven scarves, a family tradition.  “I started this business following in the footsteps of my family; it is a traditional craft in this area,” she said.

Koem Srien has been able to grow her business by investing in machinery to assist in the weaving process. This machinery has dramatically affected her productivity - she has gone from making one or two scarves per day to six or seven.  This has increased the income generated by her family.

The future is bright for Koem Srien and her family “We hope to be able to grow our business and increase its productivity in the short term to respond to the demands of the market. My wish is that my children attain high levels of education,” she said.